Study Shows Workers are Saving More Than Ever

A recent survey by Waverly University reveals that young workers are putting more money aside in retirement funds than any other previous generation. Instead of saving about ten percent of their annual salaries, as ____1___ by most financial planners, the study found that employees under the age of thirty save an average of about fifteen percent of their yearly wages.

The study, which targeted employees between the ages of twenty-five and thirty in ten cities across the nation, was conducted by the Department of Economics in order to find trends in spending habits amongst the youngest age bracket ___2____ the professional workforce. The results, however, prompted the analysis of savings habits instead.

“When we designed the study, we expected to learn more about young professionals as consumers,” ____3___ Eric Bradley, Professor of Economics at Waverly University, ”but instead we learned more about the financial goals of this age group. When asked about their reasons for saving, most respondents replied that they wanted to make sure they could support themselves in old age.”

Hampton Insurance Agency

4715 Albertson Blvd., Suite A-103

Marietta, Georgia 29174

To whom it may concern:

It is my pleasure to write this letter of recommendation in support of Joshua Baker. Josh has been an employee of Hampton Insurance Agency for ____4___ ten years.

He started as our office clerk, but after one year we asked him to become a claims adjuster. I recommended him for this ____5___ because of his outstanding ability to work with clients.

Josh is always pleasant when interacting with customers, and he responds to their concerns in a polite and professional manner. Many of our clients have told me that Josh always returned their phone calls in a timely fashion and always made sure their needs were met.

Another one of Josh's qualities that I would like to mention is his attention to detail. In the insurance business, a mistake in paperwork can cost the agency thousands of dollars. Instead of ____6___ through the paperwork like some of our other employees, Josh always takes his time.

He even stays in the office late to make sure all his claims are accurate and complete. As a result, Josh has received an award for being the most accurate adjuster in our company.

Josh is an excellent employee who deserves to advance to a higher position in the insurance field. I recommend him without hesitation. Please contact me at 473-4826 if I can provide any further information in support of his application to your company.

Big Foot Shoes

Walk a mile in our shoes, and you'll never buy from anyone else!

END OF THE YEAR SALE!

Saturday, December 16th ONLY

Mark your calendars because you're not going to want to miss this one. For one day only, everything in the store ___7____ heavily discounted.

That means all of your favorite brands and styles will be under one roof and selling at prices you won't believe. Take the Fastbreak Running Shoe, regularly priced at $89.99. The sale price is an astonishing $49.99. That's a forty dollar price ____8___!

But we didn't stop with the price cuts. Check out our cool two-for-one special, which allows you to take home two pairs of shoes - any style and price - for the price of one. Everything in the store is on the sale, including all accessories. This is the time to stock up on all your favorite shoes, because you'll never see shoe prices this ____9___ again.

Big Foot Shoes

8700 Oceanview Drive

Los Angeles, CA 90230

Ad Event Media Agency

September 15, 2011

Dear Mr. Jordan,

I have known Clara Wu for the past three years ____10___ she has worked as a Sales Associate for Ad Event Media Agency.

Clara has never failed to impress with ___11____ strong work ethic and her one-of-a-kind personality.

Her job performance has always exceeded expectations, and she has consistently been a top salesperson throughout her entire employment with our company. Clients and co-workers alike respond very well to Clara due to her highly developed interpersonal and communication skills. Because she is an ___12____ listener and interviewer, Clara is able to consistently meet her clients' needs in a positive and thorough manner.

I recommend her for employment without reservation. Please feel free to contact me if you have any questions or concerns.